Press

Illinois Association of Mortgage Professionals names Mike O'Brien 2007 Operations Manager of the Year

February, 2008, Oak Brook, Illinois - The Illinois Association of Mortgage Professionals held their 12th annual Industry Awards ceremony on February 12th. There is no doubt that 2007 has been a busy year for the lending community, with plenty of hurdles to overcome for lenders and borrowers alike. The most impressive players have risen to the challenges the market has thrown at them this year, consistently providing great products combined with excellent service to mortgage borrowers. It is these lenders that the IAMP Industry Awards recognize. Over 800 nominations were scrutinized to decide which companies really were the "cream of the crop". Mike O'Brien from Capital Financial Bancorp Inc. was named 2007 Operations Manager of the Year.

"Mike is a GREAT manager, but the truth is he has made extensive and resourceful improvements to our service and operations that have had a significant and positive impact on our company. Mike started when it was only a small company – he is the reason we have doubled in size and are continuing to grow."

- Brian Augustine, CRMS

Capital Financial Bancorp, Inc. was chosen 2006 MORTGAGE COMPANY OF THE YEAR by the Illinois Association of Mortgage Professionals and nominated as the 2007 Mortgage Broker of the Year by the National Association of Mortgage Brokers. They have over a decade of experience and expertise in mortgage lending. Their shared vision is to provide the best possible service, coupled with a variety of products to meet the needs of their customers.

"Some managers just put out fires, Mike ignites them! He is the driving force on our team and continues to create new and exciting opportunities for each of our employees."

- Tory Tarsitano, CRMS.

Tory Tarsitano, CRMS is nominated for the 2008 National Mortgage Broker of the Year

January, 2008, Schaumburg, Illinois - Tory Tarsitano, CRMS has been nominated for the 2008 National Mortgage Broker of the Year by the National Association of Mortgage Brokers. NAMB is the voice of the mortgage broker industry, representing the interests of mortgage brokers and homebuyers since 1973.

The Association is committed to promoting the highest degree of professionalism and ethical standards for its more than 25,000 members. In addition to mandating, members adhere to a professional code of ethics, NAMB provides mortgage brokers with professional education opportunities, and offers rigorous certification programs to recognize members with the highest levels of professional knowledge and education. As the sole national trade association for this industry, NAMB is affiliated with all 50 state associations and their active lobbying and advocacy efforts frequently focus on national and state issues.

"My company goals are centered on longevity and always improving the industry and showing that there is a much needed place for companies like ours that clients can actually get better programs through us...always educating my clientele so they understand what they are doing and understand their mortgage." Tory Tarsitano, CRMS Capital Financial Bancorp Inc opened its doors in1996 with their goal being to have every customer’s mortgage handled with the utmost care from open to close. Their shared vision was to make the entire lending process seamless and comfortable. They believed, then and today, that if they put my customers’ needs before the dollars they earn – they would all be more successful.

The bottom line is this award will give the people I work with, and want to work with, peace of mind when they come to us for their mortgage. It will reinforce our mission to provide a safe and reliable mortgage process for each customer, community and business we work with."

- Tory Tarsitano, CRMS

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Illinois Association of Mortgage Brokers names Capital Financial Bancorp, Inc. 2007 Mortgage Broker of the Year

February, 2007, Oak Brook, Illinois - The Illinois Association of Mortgage Brokers held their 11th annual Industry Awards ceremony on February 17th. Now in their eleventh year, the Industry Awards, widely regarded as the equivalent to Hollywood's Oscars, recognizes the contributions and successes of lenders, mortgage companies and their affiliates. Nearly 800 nominations were scrutinized to decide which companies really were the "cream of the crop". Capital Financial Bancorp Inc. was named Mortgage Broker of the Year.

"Market conditions in the mortgage industry have certainly become more challenging in recent months, so the timing of this award comes with great enthusiasm and pride."

- Brian Augustine, CRMS

Capital Financial Bancorp, Inc. opened its doors in 1996 with their goal being to have every customer's mortgage handled with the utmost care from open to close. Their shared vision was to make the entire lending process seamless and comfortable. They believed, then and today, that if they put their customers' needs before the dollars they earn – they would all be more successful.

Their success is paying off big time. They have recently moved into a new office space – doubling their size. Their plans are to focus on staying at the forefront of industry knowledge, provide the best in mortgage solutions for their customers and encourage their loan originators to be leaders in the mortgage industry. They are hoping to double their team to provide additional products, services and capabilities in the coming year.

"It's a pleasure to receive this type of award, particularly when it is decided upon by the industry itself."
- Tory Tarsitano, CRMS

Capital Financial Bancorp, Inc. Leaders are Awarded Lending Champions 2006

December, 2006, Schaumburg, Illinois - Tory Tarsitano and Brian Augustine are featured in Metro Chicago Real Estates' December 2006 issue - Lending Champions. They were nominated by their peers for their hard work and dedication. They were identified as some of the best in Chicago and its suburbs.

Tory and Brian started Capital Financial Bancorp in 1996 with their goal being to have every customer's mortgage handled with the utmost care from open to close. Their shared vision was to make the entire lending process seamless and comfortable. They believed, then and today, that if they put their customers' needs before the dollars they earn – they would all be more successful.

"My goals are threefold; match my clients with the financing programs that best enhance their personal estate and financial plans – maximize equity, cash flow, and tax benefits, see to it that they get to closing on time. The business of mortgage banking is a personal one – my rewards are the referrals I received by providing premium service for my clients, their family and friends."
- Tory Tarsitano, CRMS

Their success is paying off. They have recently moved into a new office space – doubling their size. This new office space will allow for further growth in 2007. Their plans are to focus on staying at the forefront of industry knowledge, provide the best in mortgage solutions for their customers and encourage their loan originators to be leaders in the mortgage industry. They are hoping to double their team to provide additional products, services and capabilities in the coming months.

"Being recognized in our industry by our peers is second only to the kind words of thanks we receive from our clients. We are both truly honored."

- Brian Augustine, CRMS

Capital Financial Bancorp Inc. reaches "Top Customer Status" – Banco Popular's Illinois Broker Home Equity Division

September, 2006 Schaumburg, Illinois - Capital Financial Bancorp, Inc. was honored with "top customer" status by Banco Popular's Illinois Broker Home Equity Division. In 2003, Capital Financial was the first mortgage broker to sign up and be approved by Banco's mortgage division. Capital Financial has continued to be Banco Popular's number one volume producing mortgage broker.

Illinois Association of Mortgage Brokers awards Capital Financial Bancorp Inc. with 2001 Mortgage Processor of the Year.

February, 2001, Oak Brook, Illinois - The Illinois Association of Mortgage Brokers held their annual Industry Awards ceremony on February 13th. The Industry Awards recognizes the contributions and successes of lenders, mortgage companies and their affiliates. Nearly 800 nominations were scrutinized to decide which companies really were the "cream of the crop". Capital Financial Bancorp Inc. was awarded Mortgage Processor of the Year.

Capital Financial Bancorp Inc. was chosen 2000 Mortgage Company of the Year last year. They are proud to be recognized again for their hard work and dedication in the mortgage industry. Their processing systems and procedures are a true reflection of their efficiency and commitment to making every mortgage transaction seamless for their clients.

Illinois Association of Mortgage Brokers names Capital Financial Bancorp Inc. 2000 Mortgage Broker of the Year.

February, 2000, Oak Brook, Illinois - The Illinois Association of Mortgage Brokers held their annual Industry Awards ceremony on February 15th. The Industry Awards, widely regarded as the equivalent to Hollywood's Oscars, recognizes the contributions and successes of lenders, mortgage companies and their affiliates. Nearly 800 nominations were scrutinized to decide which companies really was the "cream of the crop". Capital Financial Bancorp Inc. was named Mortgage Broker of the Year.

Capital Financial Bancorp Inc credits their success on their ability and experience to find the best mortgage programs and solutions for their customers. They believe that their reputation for building strong relationships and getting to personally know each and every customer helped them achieve this award.

Capital Financial Bancorp Inc. promotes Senior Account Manager to Head of Processing Department.

November 4, 2007, Schaumburg, Illinois - Capital Financial Bancorp Inc has promoted Ann Ford to Processing Department Manager. Ann has been with Capital Financial Bancorp since 1999 where she started as a receptionist. In 2001 she moved to the Processing Department and in 2002 was promoted to a Senior Account Manager. With the addition of the Inside Sales staff, and the growth of the company, Capital Financial Bancorp realized the need for a Processing Department Leader. Ann has been with the company a long time and offers over a decade of processing experience. She has the know-how and expertise to lead the internal team - she is an integral part of the team.

Capital Financial Bancorp Inc has been chosen 2007 MORTGAGE COMPANY OF THE YEAR by the Illinois Association of Mortgage Professionals and opened its doors in1996. Their goal was to have every customer's mortgage handled with the utmost care - from open to close. Their team shares a vision to make the entire lending process seamless and comfortable. They believed, then and today, that if they put my customers' needs before the dollars they earn – they would all be more successful.